12 & 24 Month Bank Statement Loans

Looking for a flexible mortgage option that doesn't rely solely on traditional income verification? 12 & 24 Month Bank Statement Loans could be the solution you've been looking for. With this type of loan, you can qualify based on your bank statements over the past 12 & 24 months, rather than traditional pay stubs and tax returns.
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12 & 24 Month Bank Statement Loans

12 Month Bank Statement

  • Loan Amount: Between $100k – $1.5mm
  • LTVs: up to 85%
  • FICOs: down to 620
  • DTI: up to 50%
  • Unlimited number of financed properties
  • Cash Out Options
  • Investment properties can close as Corporation or LLC

24 Month Bank Statement

  • Loan Amount: Between $100k – $1.5mm
  • LTVs: up to 90%
  • FICOs: down to 620
  • DTI: up to 50%
  • Unlimited number of financed properties
  • Cash Out Options
  • 1 year out of Bankruptcy
  • 1 day out of short sale or foreclosure
  • Investment properties can close as Corporation or LLC