DSCR

DSCR loans are a type of non-QM loan that are designed for real estate investors. These loans qualify borrowers based on the cash flow of the investment property, rather than the borrower's income. This makes DSCR loans a good option for investors who do not have a steady income from a traditional job with the benefit of reduced loan documentation.
man writing on paper

DSCR Guidelines

  • 80% Purchase and R/T
  • Cash out options
  • 660 FICO
  • Minimum DSCR 0.75
  • First Time Investors allowed
  • Unlimited financed properties
  • OK to close in LLC’s or Corporations
  • Prepayment Penalty applies
  • Non-Warrantable condos allowed
Non-QM Worksheet
Business Questionnaire
Non-QM Matrices