FHA Guidelines

Max Loan Amount: $420,680 to Max County Limits

Bankruptcy and Foreclosure/Short Sale dates go back 2 or 3 years (respectively) from the date of FHA Case number assignment

MAX DTI: 55% with AUS Approval

Down Payment: 3.5%

Max LTV: Purchase 96.50%, Rate/Term Refi. 97.75, Cash Out 80% Streamline 125%

CLTV: Same as LTV

Reserve Requirements: Per AUSFindings or Manual req.

Credit Score: 620 for Refinance/Purchase & 640 Streamlines