Licenses and Registrations: NMLS ID177208

Mortgage Assurance Inc., DBA BrightPath Mortgage, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right uner the Consumer Credit Protection Act.

The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

State Disclosure Requirements:

Mortgage Assurance Inc., DBA BrightPath Mortgage, is registered with Nationwide Mortgage Licensing System (NMLS) Identification No. 177208 (http://www.nmlsconsumeraccess.org) and is licensed in the following states:

Alabama

 Consumer Credit License # 21380

Arkansas

 Combination Mortgage Banker-Broker-Servicer License # 126551

California

 The Department of Financial Protection and Innovation (DFPI – Financing Law License)  #60DBO-171121

Colorado

 Mortgage Company Registration # 177208

Connecticut

 Mortgage Lender License # ML-177208

Florida

 Licensed by the Florida Office of Financial Regulation

 Registration #MLD794

Georgia

 Licensed by the Georgia Department of Banking and Finance
Registration #24109

Illinois

 Illinois Residential Mortgage Licensee

Mortgage Banking (MB) License Number: MB.6760867. NMLS id: 177208.

Mortgage Assurance, Inc

Illinois Department of Financial and Professional Regulation (IDFPR)

James R. Thompson Center (JRTC)

100 West Randolph Street – 9th Floor
Chicago, Illinois 60601

General Inquiry Inquiries: 1-888-473-4858

Division of Banking Direct: 1-844-768-1713

TYY: 1-866-325-4949

Indiana

 Licensed by the Department of Financial Institutions created by the Indiana Financial Institutions

 Act of 1933 #25820

 100 West Randolph, 9th Floor, Chicago IL, 60601    Phone: 888-325-4949

 Office of Banks & Real Estate, Mortgage Banking Division 122 S. Michigan, 19th Floor Chicago, IL 60603

Kentucky

 Mortgage Company License # MC78949

Maine

 Supervised Lender License # 177208

Maryland

 Licensed by the Maryland Commissioner of Financial Regulation
Registration #19706

Michigan

 Licensed by the Michigan Department of Insurance and Financial Services
Registration #FL0022834

New Hampshire

 Licensed by the New Hampshire banking Department.

 Mortgage Banker License # 17410-MB

North Carolina

Licensed by the North Carolina Commissioner of Banks
Registration #L-152941

Ohio

Licensed by Department of Commerce (DFI)
Registration# RM.805063.000

Pennsylvania

 Licensed by the Pennsylvania Department of Banking
Registration #38284

South Carolina

 Licensed by the South Carolina Board of Financial Institutions
Registration #MLS-177208 OTN #1

Tennessee

 Mortgage License # 111318

Texas

 Licensed by the Texas Department of Savings and Mortgage Lending.

Figure: 7 TAC §81.200(c)

“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

Virginia

 Licensed by the Virginia Bureau of Financial Institutions: License #MC-5603
NMLS ID: 177208 http://www.nmlsconsumeraccess.org

Washington

 Licensed by Washington State Department of Financial Institutions
Consumer Loan Company License #  CL-177208

Wisconsin

 Licensed by Wisconsin Department of Financial Institutions
Mortgage Banker License #  177208BA